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	<title>retirementsecurityinstitute.com Blog</title>
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	<description>Economic, financial, and political trends commentary</description>
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		<title>In-Between Times and Fiscal Sanity</title>
		<description><![CDATA[With a new Congress incoming, the hopefully fortunate news for voters is the focus on restoring fiscal sanity. We have mountains of debt to work through, and cannot pretend that select groups will not have to bear burdens. One proposal from the deficit cutting commission is to revisit inflation indexing in Social Security. This will [...]]]></description>
		<link>http://retirementsecurityinstitute.com/blog/2010/11/20/in-between-times-and-fiscal-sanity/</link>
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		<title>Politicians Need to Be Truly Thoughtful in Actions/Words</title>
		<description><![CDATA[In spite of Republicans taking the House, the economic fundamentals of yesterday are still the same. I read a recent analysis of the political and policy environment we face that was resonant. The facts remain. 1. The types of policies that led us to this financial crisis have not been fixed. Spending will need to [...]]]></description>
		<link>http://retirementsecurityinstitute.com/blog/2010/11/03/politicians-need-to-be-truly-thoughtful-in-actionswords/</link>
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		<title>Report &#8220;Forecast 2010&#8243; Hits Nails, New Knowledge Work</title>
		<description><![CDATA[After reading The Economist&#8217;s survey &#8220;How To Grow&#8221; of Oct 7th followed by their articles on U.S. public pensions&#8217; overpromises of Oct 14th, the RSI report launched in February cited the very same problems of overpromises and issues with growth. The research contained in that report also covered health care issues as they relate to [...]]]></description>
		<link>http://retirementsecurityinstitute.com/blog/2010/10/17/report-forecast-2010-hits-nails-new-knowledge-work/</link>
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		<title>Research Cited in Last Report Big Winner</title>
		<description><![CDATA[In the RSI&#8217;s last report &#8220;Forecast 2010: Navigating Retirement Unknowns,&#8221; we are pleased to acknowledge the recognition of the paper on the financial crisis by Finance Professor Kumar Venkatarman. His paper “Market crashes and institutional trading: Evidence from U.S. equities during the financial crisis of 2007-08&#8243; was heavily cited in our report. I recently learned the [...]]]></description>
		<link>http://retirementsecurityinstitute.com/blog/2010/10/14/research-cited-in-last-report-big-winner/</link>
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		<title>Fed Activism (QE2) May Do More Harm</title>
		<description><![CDATA[A recent speech by President Richard Fisher of the Dallas Fed indicates that more Fed actions could have adverse consequences. He and many others believe businesses are not hiring and moving forward due to fiscal and regulatory uncertainty. Flooding more dollars into the economy will add more liquidity, but that is not what is lacking. [...]]]></description>
		<link>http://retirementsecurityinstitute.com/blog/2010/10/11/fed-activism-qe2-may-do-more-harm/</link>
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		<title>Health Care Prices</title>
		<description><![CDATA[In parsing some research on peak theories of resource scarcity, an interesting outcome was noted. In the presence of continuous technological change, prices are higher before declining later in the exploitation cycle. This has implications for health care. As we are well aware, health care costs/prices have risen markedly for the last couple of decades, [...]]]></description>
		<link>http://retirementsecurityinstitute.com/blog/2010/10/07/health-care-prices/</link>
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		<title>Health Care Economy Keeps on Keepin&#8217; On</title>
		<description><![CDATA[News about new study finds a growing health care sector and more government admin expansion. This doesn&#8217;t sound like a more cost-effective, efficient health care system. Wasn&#8217;t that the purpose of the reforms? Link here to Reuters story.]]></description>
		<link>http://retirementsecurityinstitute.com/blog/2010/09/10/health-care-economy-keeps-on-keepin-on/</link>
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		<title>Pensions could save using best brokers</title>
		<description><![CDATA[This sort of backs into retirement security from the pension side of things. Research indicates that pensions could save their beneficiaries significant amounts of money by being mindful about who they use to execute their trades. Important stuff in an era of minimizing costs. This research profile can be downloaded.]]></description>
		<link>http://retirementsecurityinstitute.com/blog/2010/09/03/pensions-could-save-using-best-brokers/</link>
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		<title>Cited in Insurance Networking News, June 2010</title>
		<description><![CDATA[Following the release of the &#8220;Truth About Annuities&#8221; digital brochure and presentation, the RSI was cited in the June 2010 article &#8220;Annuities 101: A Course for Advisers and Clients.&#8221; The article suggests that retirement savers will need education about complex products delivered through technology, a focal point of this well-written and insightful insurance industry publication.]]></description>
		<link>http://retirementsecurityinstitute.com/blog/2010/07/21/cited-in-insurance-networking-news-june-2010/</link>
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		<title>Educational publication about fixed annuities and retirement income</title>
		<description><![CDATA[We just launched the new edition of the guide &#8220;The Truth About Annuities and Retirement Income.&#8221; It is a very succinct presentation about what a fixed annuity is, how it fits into a retirement portfolio, and what its income generation potential is. The guide is presented from the risk mitigation point of view, namely sparing [...]]]></description>
		<link>http://retirementsecurityinstitute.com/blog/2010/05/11/educational-publication-about-fixed-annuities-and-retirement-income/</link>
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